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Summary of Expense and Coverage

  • Mandatory forensic audit which confirms whether an actual breach has occurred, pinpoints the source of the breach, and identifies where systems are most vulnerable.
  • Credit card replacement costs and related expenses.
  • Any necessary EMV upgrades up to $25,000 per merchant.
  • PCI DSS assessments and fines levied by card sponsors for data breaches.

You will also be eligible to receive post breach incident expenses and services. These include:

  • Reimbursement for reasonable expenses associated with consumer credit monitoring.
  • Identity theft education for consumers.
  • Notification to affected consumers​

Protection Provided

  • Reimbursement of up to $100,000 per MID per year; maximum $500,000 per merchant per year.
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